> Lone Star Capital Bank

Certificates of Deposit (CDs)

Set aside funds for a fixed period of time and earn a higher rate than a savings account.

$1000 minimum opening balance
30 days to 5 year terms
Receive interest by check monthly, quarterly, annually or at maturity

Capital Builder CDs

Works like a savings account, pays CD rates. *

$500 minimum opening balance, and then add in increments of $100 or more, as often as you like for the 18-month term
Build value quickly with the convenience and flexibility of a savings account and the returns of a CD

* Some restrictions apply

“Take the Rate” Accelerator CDs

Purchase this 2-year CD with the option to take the rate if it increases. *

$1,000 minimum opening balance
Invest in the “Accelerator CD” at the current 2-year CD rate and when the rate rises, you have a one-time option to “take the rate” and earn the new rate for the remainder of the term
Just like buying a new CD at better rates

* Some restrictions apply

Jumbo CDs

$100,000 minimum opening balance
30 days to 3 year terms
Receive interest by check monthly, quarterly, annually or at maturity

IRAs – Individual Retirement Accounts

We offer Individual Retirement Accounts to assist you as you plan for the future.

Fixed IRA

30 days to 5 year terms
$1000 minimum opening balance
Fixed rate for entire term

Variable Rate

One year term
$500 minimum opening balance
Variable rates apply

Regular Savings Account

Earn competitive rates with a Lone Star Capital Bank Savings Account.

$50 minimum opening balance
Six withdrawals each statement cycle
$1 for each withdrawal over six
Maintain an average daily balance of $200 and save a monthly activity service charge of $2

Junior Savings Account

$50 minimum opening balance
Six withdrawals each statement cycle
$1 for each withdrawal over six
$1 charge if balance falls below $50 during the statement cycle
For children under 18 years of age

NOW Checking Account

The NOW Checking Account is great for individuals who want to earn interest on their checking accounts.

$50 minimum opening balance
One free box of bank design checks per year
Maintain an average daily balance of $1,000 and save a monthly activity service charge of $8
Free image statements

Money Market

With the Money Market Account’s tiered rates, the more you save, the more you earn.

$2,500 minimum opening balance
Six free withdrawals permitted each statement cycle
Each withdrawal over six is $5
Maintain an average daily balance of $2,500 and save a monthly activity service charge of $10
For personal or business customers
Free image statements

Writing A Check:
Understanding Your Rights